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Plaid

Access the Plaid API - No Dependencies

Actions10

Auth → Get

AI-generated

Overview

This node integrates with the Plaid API to retrieve banking and financial data. Specifically, the "Auth" resource with the "Get" operation fetches bank account and routing numbers associated with a user's access token. This is useful for applications that need to verify or display detailed bank account information securely.

Common scenarios include:

  • Verifying user bank accounts during onboarding.
  • Retrieving ACH (Automated Clearing House) numbers for payment processing.
  • Displaying bank account details in financial dashboards.

Example: A finance app can use this node to get the user's bank account and routing numbers to set up direct deposits or withdrawals.

Properties

Name Meaning
Access Token The Plaid access token for the user account

Output

The output JSON contains an array of ACH numbers under the numbers.ach field. Each item represents a bank account's routing and account number details retrieved from Plaid.

Example output structure:

{
  "account_id": "string",
  "account": "string",
  "routing": "string",
  "wire_routing": "string",
  "ach_class": "string"
}

Each object provides the necessary bank account and routing information for ACH payments.

Dependencies

  • Requires a valid Plaid API credential with client ID and secret configured in n8n.
  • The node uses the Plaid API endpoints and requires internet connectivity.
  • The user must provide a valid Plaid access token corresponding to the user’s bank account.

Troubleshooting

  • Invalid Access Token: If the access token is incorrect or expired, the node will throw an error indicating an authentication failure. Ensure the token is current and correctly input.
  • Plaid API Errors: Errors returned by Plaid include error codes and messages. These are surfaced as node errors. Check the error message for details such as rate limits, invalid parameters, or permission issues.
  • Network Issues: Connectivity problems may cause request failures. Verify network access and Plaid service availability.
  • Missing Credentials: The node requires proper API credentials configured in n8n. Missing or misconfigured credentials will prevent successful API calls.

Links and References

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