Plaid icon

Plaid

Access the Plaid API - No Dependencies

Actions10

Identity → Get

AI-generated

Overview

This node integrates with the Plaid API to retrieve identity information associated with a user's financial account. Specifically, the "Identity - Get" operation fetches details about the account owner(s), such as names, addresses, and other identifying data linked to the access token provided.

Common scenarios for this node include:

  • Verifying user identity during onboarding or KYC (Know Your Customer) processes.
  • Enriching customer profiles with verified identity data from their bank accounts.
  • Automating compliance checks by retrieving official identity information directly from financial institutions.

Example: A fintech app can use this node to pull verified identity details of a user who has connected their bank account via Plaid, ensuring accurate personal data without manual input.

Properties

Name Meaning
Access Token The Plaid access token for the user account. This token authorizes the node to access the user's financial data through Plaid's API.

Output

The output is a JSON array containing identity objects retrieved from the Plaid API. Each object typically includes detailed information about the account owner(s), such as:

  • Names
  • Addresses
  • Emails
  • Phone numbers
  • Dates of birth
  • Other identity-related fields as provided by Plaid

If multiple identities are returned, each will be an individual item in the output array.

No binary data is produced by this operation.

Dependencies

  • Requires valid credentials for the Plaid API, including client ID, secret, and environment configuration.
  • Needs an active Plaid access token corresponding to the user account whose identity information is being requested.
  • The node uses HTTP requests to communicate with Plaid's REST API endpoints.

Troubleshooting

  • Invalid Access Token: If the access token is incorrect or expired, the node will throw an error indicating authentication failure. Ensure the token is current and correctly entered.
  • Plaid API Errors: Errors from Plaid's API (e.g., rate limits, invalid parameters) will be surfaced with specific error codes and messages. Review the error message to adjust request parameters or handle rate limiting.
  • Empty Identity Data: If no identity information is returned, verify that the connected institution supports identity data retrieval and that the access token has appropriate permissions.
  • Network Issues: Connectivity problems may cause request failures. Check network settings and retry.

Links and References

Discussion